Homeowner assessment
Free. No obligation. Save and resume any time.
Your answers are saved as you go. If a question doesn't apply, it won't be shown. Estimates are welcome throughout — nothing here is an application, a credit check, or a commitment.
What would you most like to accomplish?
There is no wrong answer, and nothing you choose here locks you into anything. It just tells us which questions are worth your time.
Where things stand with your mortgage
We ask this early because timing matters more than almost anything else.
Create Your Account
This saves your progress and keeps everything that follows private to you.
We send a confirmation link here. It is also how you sign in.
- ·At least 10 characters
- ·One uppercase letter
- ·One lowercase letter
- ·One number
- ·Passwords match
Your password is handled by our secure authentication provider and is never stored in plain text or visible to Beneficial Housing Solutions staff.
How we reach you
What would you like us to call you?
Anyone else on the title
About the property
An estimate is fine.
Gate codes are not needed here — think dogs, difficult access, or times to avoid.
Photos and video of the property
Photos do more than almost anything else to move things forward, because they answer questions without anyone coming to your door. Every one of these is optional, and you can add more later from your portal.
Your safety comes first
Only capture an area if it is safely and normally accessible. Never climb onto a roof, enter a crawlspace or unsafe area, or open electrical equipment.
Step back until the entire front of the home is visible.
Make sure the address is readable.
From the ground only — never climb onto the roof.
Capture the full room from a corner or doorway.
Photograph the closed panel only. Never open live electrical equipment.
Your primary mortgage
Estimates are fine throughout. Your most recent statement has nearly all of this on page one.
The company you send payments to.
Other debt against the property
If you're unsure about any of these, say so — that's a normal answer and we can verify later through a title search.
Insurance and property taxes
What changed
Share only what you're comfortable sharing. We do not need medical details.
Income
Approximate monthly amounts are fine. Include only income you can rely on.
Social Security, disability, pension.
Monthly household expenses
Round numbers are fine — we're building a picture, not an audit.
- Approximate monthly income
- $0
- Approximate monthly expenses
- $0
- Estimated available housing capacity
- $0
This is an informational estimate based on what you entered. It is not a credit decision, an approval, or a payment amount.
The most important question
Take your time with this one. It carries more weight than anything else in this assessment.
This is not an approval
The amount you enter is not a guaranteed payment amount or an approval. It helps us understand your circumstances and evaluate potential compatibility with available program pathways and participating investors.
What you've already tried
Existing options often remain the best ones. Nothing here counts against you.
This service is free. We recommend it regardless of what you decide here.
Bankruptcy and other legal matters
Beneficial Housing Solutions does not provide legal advice. Anything flagged here is routed to an authorized professional for review.
Documents
Tell us what you have. If you'd rather send something later, say so — we'll keep it as an open item in your portal and your assessment still goes through today.
How did you hear about us?
Communication consent
Each of these is separate, and each can be withdrawn at any time.
Agreements
Review each one, then sign. You can open the full text before you agree to anything.
Agreements appear here once your account is created.
Create your account above so your answers are saved to you before submitting.