For homeowners with a distressed property

Facing mortgage hardship?

Explore potential ways to stay in your home or move forward through one of our homeowner programs.

Free · No obligation · Save and resume

No cost
Homeowner assessment
No guarantees
Only what is possible
No pressure
Nothing without your signature

Programs

Two programs. Two ways forward.

Beneficial Stay Program™

Want to stay?

Explore a potential path to stay in your home.

Learn more

Beneficial Start Program™

Ready for a new start?

Explore a potential path to sell your home and move forward.

Learn more

How it works

Four steps, at your pace

  1. 01

    Tell us about your situation

    A short guided assessment.

  2. 02

    Explore potential matches

    Compatibility with investor criteria.

  3. 03

    Review your options

    Programs, counseling, legal help, or a sale.

  4. 04

    Move forward

    Nothing happens without your signature.

Why BHS

Built to be trusted

Free and no obligation

The assessment costs nothing and commits you to nothing.

No guarantees, ever

We explain what is possible — and what is not.

Private by design

Details are shared progressively, and every access is logged.

Real people, clear roles

Regulated work stays with appropriately licensed professionals.

Questions

Answers, up front

View All Questions & Answers

Start where you are.

Tell us what is happening. We will show you the options.

Get Started